Condo Association Insurance Boston MA
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Why Condominium Associations in Massachusetts Need Condo Association Insurance Policy?
Most condo associations in Boston and Massachusetts should have Condo Association Insurance. Without a policy, an Condo Association would not have Condo Association Master Insurance protection against major damage or expensive liability suits. A big expense could not only devastate the Condo Association, but it might also financially harm everyone who owns a unit within the complex.
What Protections Does Condo Association Master Insurance offer?
As is true with most kinds of Condo Association Insurance, the protections offered by Condo Association Insurance Boston vary. Nevertheless, most Condo Association Insurance Policies offer a combination of property and liability protections.
The property protections within a Condominium Association Boston may cover common areas and offer some protections for items inside units. How much protection is offered for in-unit items depends on the type of Condo Association Insurance Boston Policy:
- A bare walls-in policy will often only cover the walls of units
- A single entity policy will frequently add coverage for standard features
- An all-in (modified single entity) policy will typically add coverage for upgraded features
The liability protections provided by a Condo Association Insurance Boston Policy normally help pay legal fees, judgements and settlements associated with covered liability lawsuits that are filed against an Condo Association Insurance. Depending on a policy’s terms and conditions, covered lawsuits may include slip-and-fall, slander, libel, negligence and other suits
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What Does “Policy Wording” and “Per Condominium Documents” Mean with Condo Association Insurance Boston?
Within the section that details what in-unit protections are offered, Condo Association Insurance Boston frequently have either “based on policy wording” or “per the condominium documents and Bylaws.” The former statement means that the in-unit coverage is determined by language within the policy, which may be found in this section or another. The latter phrase means in-unit protections are determined by the Condo Association official documents (Condominium Documents and Bylaws) rather than the policy directly.
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